How Much Do Credit Counselors Make in Tennessee?
Median wage from BLS May 2025 — and the after-tax number the salary sites skip. Tax year 2026.
Quick answer
According to payandtaxes.com's analysis of BLS May 2025 data and 2026 tax law, the median Credit Counselors in Tennessee earns $38,730 per year and takes home $33,300 ($2,775/month) — a keep-rate of 86%, with 950 employed in the state.
Free. No signup. Single filer, standard deduction — full model.
| Gross pay | $3,227.50 |
| Federal income tax | $205.63 |
| Social Security | $200.11 |
| Medicare | $46.80 |
| Tennessee state income tax | $0.00 |
| You keep | $2,774.97 |
How much do Credit Counselors make in Tennessee?
The median Credit Counselors in Tennessee earns $38,730 per year (BLS May 2025), about $18.62 per hour.
What is that after taxes?
$38,730 gross in Tennessee keeps $33,300 after federal income tax ($2,468), FICA ($2,963) and state income tax ($0) — $2,775 per month, a 86% keep-rate.
How does Tennessee compare to the national median for Credit Counselors?
The Tennessee median is $13,500 below the national median of $52,230.
Which state pays Credit Counselors the most?
California has the highest median gross for Credit Counselors at $67,120 — but compare take-home, not gross: state taxes change the order.
Credit Counselors salary in every state · Tennessee paycheck calculator · Tennessee minimum wage