How Much Do Loan Officers Make in Kentucky?
Median wage from BLS May 2025 — and the after-tax number the salary sites skip. Tax year 2026.
Quick answer
According to payandtaxes.com's analysis of BLS May 2025 data and 2026 tax law, the median Loan Officers in Kentucky earns $62,090 per year and takes home $50,014 ($4,168/month) — a keep-rate of 80.6%, with 3,940 employed in the state.
Free. No signup. Single filer, standard deduction — full model.
| Gross pay | $5,174.17 |
| Federal income tax | $439.23 |
| Social Security | $320.80 |
| Medicare | $75.03 |
| Kentucky state income tax | $171.30 |
| You keep | $4,167.82 |
How much do Loan Officers make in Kentucky?
The median Loan Officers in Kentucky earns $62,090 per year (BLS May 2025), about $29.85 per hour.
What is that after taxes?
$62,090 gross in Kentucky keeps $50,014 after federal income tax ($5,271), FICA ($4,750) and state income tax ($2,056) — $4,168 per month, a 80.6% keep-rate.
How does Kentucky compare to the national median for Loan Officers?
The Kentucky median is $14,600 below the national median of $76,690.
Which state pays Loan Officers the most?
Massachusetts has the highest median gross for Loan Officers at $101,600 — but compare take-home, not gross: state taxes change the order.
Loan Officers salary in every state · Kentucky paycheck calculator · Kentucky minimum wage